Terms and Conditions
Agreement between User and 1st State Benefit Group
Effective as of June 3, 2026.
Welcome to https://1ststatebenefitgroup.com/. The https://1ststatebenefitgroup.com/ website (the "Site") is comprised of various web pages operated by 1st State Benefit Group ("Company," "we," "us," or "our"). https://1ststatebenefitgroup.com/ is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of https://1ststatebenefitgroup.com/ constitutes your agreement to all such Terms. Please read these Terms carefully and keep a copy for your reference.
Children Under Eighteen
1st State Benefit Group does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use https://1ststatebenefitgroup.com/ only with permission of a parent or guardian.
SMS/Text Messaging Program Terms
Program Name: 1st State Benefit Group SMS Program
Program Description: By opting in, you may receive SMS messages from 1st State Benefit Group related to service updates, appointment reminders, customer support, and important account or healthcare-related notifications.
You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or contact us directly at [email protected] or (302) 618-1320.
Carriers are not liable for delayed or undelivered messages.
Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.
For privacy-related inquiries, please refer to our Privacy Policy:
Children Under Thirteen
1st State Benefit Group does not knowingly collect personal information from individuals under the age of thirteen. If you are under 18, you may use the Site only with the consent and involvement of a parent or legal guardian.
Electronic Communications
Visiting https://1ststatebenefitgroup.com/, submitting forms, or communicating with 1st State Benefit Group electronically (including email or SMS) constitutes electronic communications. You consent to receive electronic communications and agree that such communications satisfy any legal requirement that they be in writing.
Links to Third-Party Sites / Services
The Site may contain links to third-party websites or services ("Linked Sites"). 1st State Benefit Group is not responsible for the contents, privacy policies, or practices of any Linked Sites. The inclusion of any link does not imply endorsement.
No Unlawful or Prohibited Use / Intellectual Property
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site strictly in accordance with these Terms. You agree not to use the Site for any unlawful or prohibited purpose.
All content included as part of the Site, including text, graphics, logos, images, and software, is the property of 1st State Benefit Group or its licensors and is protected by applicable intellectual property laws.
International Users
The Site is controlled and operated from the . If you access the Site from outside this jurisdiction, you are responsible for compliance with all applicable local laws.
Indemnification
You agree to indemnify, defend, and hold harmless 1st State Benefit Group, its officers, directors, employees, agents, and affiliates from any claims, losses, liabilities, or expenses arising out of your use of the Site or violation of these Terms.
Liability Disclaimer
The information, products, and services provided through the Site are offered "as is" and "as available" without warranties of any kind. To the maximum extent permitted by law, 1st State Benefit Group disclaims all warranties, express or implied.
In no event shall 1st State Benefit Group be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Site or services.
Termination / Access Restriction
1st State Benefit Group reserves the right, in its sole discretion, to terminate or restrict access to the Site or services at any time without notice. This agreement shall be governed by the laws of the DE, US.
Entire Agreement
These Terms, together with the Privacy Policy, constitute the entire agreement between the user and 1st State Benefit Group with respect to the Site and supersede all prior or contemporaneous communications.
Changes to Terms
1st State Benefit Group reserves the right to modify these Terms at any time. The most current version will supersede all previous versions. Continued use of the Site constitutes acceptance of the revised Terms.
Contact Information
1st State Benefit Group
57 Tallowick Ln, Dover DE 19904
Email Address:
Telephone number:
(302) 618-1320
By using this Site or opting into the SMS program, you acknowledge that you have read, understood, and agreed to these Terms of Service.
Copyright 2026. 1st State Benefit Group. All Rights Reserved.